The Pennsylvania Treasury recently sold several thousand loans made through its nationally recognized Keystone Home Energy Loan Program, according to State Treasurer Rob McCord. The sale of the loans marks an important first step in developing a secondary market for energy efficient loans. The Energy Programs Consortium (EPC) has been working with the Pennsylvania Treasury to develop the Warehouse for Energy Efficient Loans (WHEEL) to create a national secondary market for these loans. The national project is being organized by EPC along with CITI and Renewable Funding. A secondary market is seen by many industry experts as a critical step in making low-cost capital readily available to finance greater residential energy conservation improvements by homeowners across the country.